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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,202 | $97,125+97.9% | $86,233+122.9% | $137,256+40.0% |
| Participation rate | 94.1% | 74.2%+19.9pp | 69.0%+25.1pp | 80.0%+14.2pp |
| Annual return | 14.26% | 74.19%-59.9pp | 61.39%-47.1pp | 220.34%-206.1pp |
| Employer contribution / active EE | $19,576 | $2,841+589.0% | $2,504+681.7% | $4,156+371.0% |
| Participant deferral / active EE | $23,656 | $5,180+356.7% | $4,559+418.9% | $6,407+269.2% |
| Admin fee / account holder | $714 | $9,725-92.7% | $8,342-91.4% | $12,270-94.2% |