Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
INCENTIVE BENEFITS, INC.4+ years Service code 15 · EIN 82-2413612 | Recordkeeping | $10,691 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $8,898 |
Filed as: FIDUCIARY OUTSOURCING LLC Service code 27 · EIN 47-2079321 | Advisory (Plan) | $3,120 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,600 | $73,404-88.3% | $87,104-90.1% | $67,579-87.3% |
| Participation rate | 41.6% | 80.9%-39.3pp | 76.9%-35.3pp | 71.3%-29.7pp |
| Annual return | 32.47% | 48.29%-15.8pp | 28.19%+4.3pp | 378.56%-346.1pp |
| Employer contribution / active EE | $0 | $2,014-100.0% | $2,521-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $1,198 | $3,913-69.4% | $4,048-70.4% | $3,539-66.2% |
| Admin fee / account holder | $129 | $142-8.9% | $7,491-98.3% | $142-9.3% |