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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,213 | $176,077-46.5% | $159,455-40.9% | $167,518-43.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.64% | 331.83%-317.2pp | 263.63%-249.0pp | 478.71%-464.1pp |
| Employer contribution / active EE | $5,835 | $5,298+10.1% | $4,830+20.8% | $4,838+20.6% |
| Participant deferral / active EE | $8,565 | $7,751+10.5% | $7,353+16.5% | $6,342+35.0% |
| Admin fee / account holder | $5,022 | $12,556-60.0% | $10,800-53.5% | $12,312-59.2% |