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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,646 | $107,030-0.4% | $73,550+45.0% | $147,586-27.7% |
| Participation rate | 33.3% | 66.4%-33.0pp | 54.9%-21.6pp | 82.8%-49.5pp |
| Annual return | 9.85% | 38.25%-28.4pp | -15.16%+25.0pp | 578.59%-568.7pp |
| Employer contribution / active EE | $3,600 | $1,760+104.5% | $1,219+195.3% | $4,876-26.2% |
| Participant deferral / active EE | $6,000 | $2,458+144.1% | $1,804+232.6% | $5,439+10.3% |
| Admin fee / account holder | $788 | $3,055-74.2% | $2,320-66.1% | $10,886-92.8% |