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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,106 | $56,544-9.6% | $75,501-32.3% | $70,126-27.1% |
| Participation rate | 59.4% | 68.1%-8.7pp | 72.4%-13.0pp | 69.5%-10.2pp |
| Annual return | 18.43% | 23.59%-5.2pp | 27.35%-8.9pp | 73.15%-54.7pp |
| Employer contribution / active EE | $772 | $1,817-57.5% | $2,352-67.2% | $2,343-67.1% |
| Participant deferral / active EE | $2,225 | $2,580-13.8% | $3,142-29.2% | $3,332-33.2% |
| Admin fee / account holder | $11 | $3,827-99.7% | $5,801-99.8% | $4,645-99.8% |