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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,675 | $57,061-39.2% | $85,063-59.2% | $80,911-57.1% |
| Participation rate | 43.3% | 56.3%-13.0pp | 67.5%-24.2pp | 67.6%-24.3pp |
| Annual return | 18.91% | 21.66%-2.8pp | 66.54%-47.6pp | 35.63%-16.7pp |
| Employer contribution / active EE | $2,135 | $1,799+18.7% | $2,727-21.7% | $2,756-22.5% |
| Participant deferral / active EE | $4,068 | $3,110+30.8% | $4,523-10.1% | $4,297-5.3% |
| Admin fee / account holder | $508 | $4,986-89.8% | $6,155-91.8% | $6,935-92.7% |