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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,961 | $175,257+60.9% | $149,717+88.3% | $139,456+102.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.94% | 166.70%-151.8pp | 134.41%-119.5pp | 373.45%-358.5pp |
| Employer contribution / active EE | $12,689 | $5,477+131.7% | $4,820+163.3% | $4,753+167.0% |
| Participant deferral / active EE | $4,464 | $6,521-31.5% | $5,682-21.4% | $6,711-33.5% |
| Admin fee / account holder | $13,388 | $16,156-17.1% | $13,213+1.3% | $11,407+17.4% |