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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,642 | $65,027-63.6% | $90,970-74.0% | $79,852-70.4% |
| Participation rate | 78.8% | 61.6%+17.2pp | 69.0%+9.8pp | 69.6%+9.2pp |
| Annual return | 5.58% | 30.45%-24.9pp | 134.58%-129.0pp | 31.72%-26.1pp |
| Employer contribution / active EE | $1,881 | $1,247+50.8% | $2,122-11.4% | $2,471-23.9% |
| Participant deferral / active EE | $3,845 | $2,512+53.1% | $3,373+14.0% | $3,740+2.8% |
| Admin fee / account holder | $1,952 | $4,535-57.0% | $5,960-67.3% | $5,306-63.2% |