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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,413 | $54,541-73.6% | $78,778-81.7% | $70,126-79.4% |
| Participation rate | 73.3% | 60.8%+12.5pp | 69.2%+4.1pp | 69.5%+3.8pp |
| Annual return | 33.06% | 21.07%+12.0pp | 35.62%-2.6pp | 73.15%-40.1pp |
| Employer contribution / active EE | $1,397 | $1,089+28.3% | $1,986-29.7% | $2,343-40.4% |
| Participant deferral / active EE | $3,228 | $2,210+46.0% | $2,958+9.1% | $3,332-3.1% |
| Admin fee / account holder | $673 | $3,709-81.8% | $5,134-86.9% | $4,645-85.5% |