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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,431 | $75,962-63.9% | $154,111-82.2% | $64,173-57.3% |
| Participation rate | 66.7% | 70.4%-3.7pp | 83.0%-16.4pp | 69.6%-2.9pp |
| Annual return | -6.98% | 30.32%-37.3pp | 735.18%-742.2pp | 7.63%-14.6pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,279 | $3,175-59.7% | $5,081-74.8% | $3,470-63.1% |
| Admin fee / account holder | $2,914 | $5,589-47.9% | $13,411-78.3% | $4,887-40.4% |