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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,137 | $57,061-55.9% | $85,063-70.4% | $80,911-68.9% |
| Participation rate | 42.3% | 56.3%-14.0pp | 67.5%-25.2pp | 67.6%-25.3pp |
| Annual return | 14.28% | 21.66%-7.4pp | 66.54%-52.3pp | 35.63%-21.4pp |
| Employer contribution / active EE | $1,206 | $1,799-33.0% | $2,727-55.8% | $2,756-56.2% |
| Participant deferral / active EE | $1,306 | $3,110-58.0% | $4,523-71.1% | $4,297-69.6% |
| Admin fee / account holder | $19 | $4,986-99.6% | $6,155-99.7% | $6,935-99.7% |