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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,633 | $209,425-69.6% | $178,499-64.4% | $158,966-60.0% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 128.39% | 188.80%-60.4pp | 151.10%-22.7pp | 302.95%-174.6pp |
| Employer contribution / active EE | $54 | $5,707-99.1% | $5,011-98.9% | $4,762-98.9% |
| Participant deferral / active EE | $6,462 | $5,955+8.5% | $5,202+24.2% | $5,983+8.0% |
| Admin fee / account holder | $165 | $17,078-99.0% | $13,986-98.8% | $11,250-98.5% |