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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,786 | $202,342-88.2% | $172,752-86.2% | $152,897-84.4% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 0.00% | 1029.83%-1029.8pp | 802.97%-803.0pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,513 | $5,858-57.1% | $5,144-51.1% | $4,764-47.2% |
| Participant deferral / active EE | $7,222 | $5,948+21.4% | $5,198+38.9% | $5,851+23.4% |
| Admin fee / account holder | $323 | $17,111-98.1% | $13,955-97.7% | $11,599-97.2% |