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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,450 | $25,014+1.7% | $69,611-63.4% | $80,925-68.6% |
| Participation rate | 77.8% | 64.2%+13.6pp | 66.4%+11.3pp | 67.7%+10.1pp |
| Annual return | 7.56% | 19.08%-11.5pp | 101.14%-93.6pp | 35.65%-28.1pp |
| Employer contribution / active EE | $2,038 | $991+105.6% | $1,709+19.3% | $2,756-26.1% |
| Participant deferral / active EE | $3,227 | $1,840+75.4% | $2,891+11.6% | $4,299-24.9% |
| Admin fee / account holder | $7,700 | $2,491+209.1% | $4,696+64.0% | $6,940+10.9% |