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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,003 | $65,704-71.1% | $94,229-79.8% | $59,633-68.1% |
| Participation rate | 85.1% | 72.1%+13.0pp | 78.8%+6.3pp | 68.7%+16.4pp |
| Annual return | 0.82% | 5.22%-4.4pp | 10.68%-9.9pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $1,991 | $2,021-1.5% | $3,587-44.5% | $2,203-9.6% |
| Participant deferral / active EE | $2,690 | $3,143-14.4% | $4,320-37.7% | $3,192-15.7% |
| Admin fee / account holder | $1,116 | $4,265-73.8% | $6,269-82.2% | $4,297-74.0% |