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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,875 | $109,411-74.5% | $89,435-68.8% | $158,982-82.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 5.31% | 345.68%-340.4pp | 245.55%-240.2pp | 302.99%-297.7pp |
| Employer contribution / active EE | $1,449 | $3,173-54.3% | $2,587-44.0% | $4,763-69.6% |
| Participant deferral / active EE | $8,310 | $4,600+80.7% | $3,890+113.6% | $5,983+38.9% |
| Admin fee / account holder | $3,917 | $6,159-36.4% | $4,884-19.8% | $11,252-65.2% |