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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,510 | $93,064-88.7% | $74,577-85.9% | $273,972-96.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -0.15% | 26.18%-26.3pp | 20.47%-20.6pp | 41.46%-41.6pp |
| Employer contribution / active EE | $2,162 | $3,160-31.6% | $2,525-14.4% | $4,869-55.6% |
| Participant deferral / active EE | $4,500 | $4,160+8.2% | $3,458+30.1% | $5,287-14.9% |
| Admin fee / account holder | $382 | $5,273-92.8% | $4,138-90.8% | $10,133-96.2% |