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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,346 | $106,280-74.3% | $96,538-71.7% | $139,487-80.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.53% | 38.48%-28.0pp | 35.74%-25.2pp | 373.84%-363.3pp |
| Employer contribution / active EE | $2,761 | $4,107-32.8% | $3,740-26.2% | $4,755-41.9% |
| Participant deferral / active EE | $7,438 | $5,457+36.3% | $4,880+52.4% | $6,713+10.8% |
| Admin fee / account holder | $37,969 | $7,888+381.4% | $6,737+463.6% | $11,407+232.8% |