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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,493 | $115,814-54.7% | $101,275-48.2% | $158,982-67.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 30.53% | 56.16%-25.6pp | 46.48%-16.0pp | 302.99%-272.5pp |
| Employer contribution / active EE | $9,231 | $4,176+121.1% | $3,660+152.2% | $4,763+93.8% |
| Participant deferral / active EE | $7,575 | $4,958+52.8% | $4,371+73.3% | $5,983+26.6% |
| Admin fee / account holder | $1,985 | $7,249-72.6% | $5,948-66.6% | $11,252-82.4% |