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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,589 | $148,623+43.7% | $135,974+57.1% | $139,466+53.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.23% | 79.30%-63.1pp | 68.30%-52.1pp | 373.66%-357.4pp |
| Employer contribution / active EE | $21,945 | $5,246+318.3% | $4,859+351.6% | $4,754+361.6% |
| Participant deferral / active EE | $19,286 | $8,103+138.0% | $7,760+148.5% | $6,712+187.3% |
| Admin fee / account holder | $18,056 | $12,406+45.5% | $10,767+67.7% | $11,409+58.3% |