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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,353 | $85,766-59.9% | $136,298-74.8% | $70,126-51.0% |
| Participation rate | 65.4% | 74.2%-8.8pp | 81.9%-16.5pp | 69.5%-4.2pp |
| Annual return | 19.73% | 31.46%-11.7pp | 5156.27%-5136.5pp | 73.15%-53.4pp |
| Employer contribution / active EE | $1,735 | $2,966-41.5% | $4,696-63.1% | $2,343-25.9% |
| Participant deferral / active EE | $3,044 | $5,051-39.7% | $6,247-51.3% | $3,332-8.6% |
| Admin fee / account holder | $9,243 | $5,421+70.5% | $9,2440% | $4,645+99.0% |