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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,214 | $58,311-13.9% | $81,882-38.7% | $80,959-38.0% |
| Participation rate | 32.7% | 63.5%-30.8pp | 72.4%-39.7pp | 67.7%-34.9pp |
| Annual return | 12.73% | 41.85%-29.1pp | 779.47%-766.7pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,225 | $2,347-47.8% | $2,916-58.0% | $2,757-55.6% |
| Participant deferral / active EE | $2,448 | $3,287-25.5% | $4,323-43.4% | $4,300-43.1% |
| Admin fee / account holder | $50 | $4,752-98.9% | $7,360-99.3% | $6,925-99.3% |