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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,214 | $58,258-13.8% | $81,820-38.6% | $80,925-37.9% |
| Participation rate | 32.7% | 63.5%-30.7pp | 72.4%-39.7pp | 67.7%-34.9pp |
| Annual return | 12.73% | 41.76%-29.0pp | 777.93%-765.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $1,225 | $2,345-47.8% | $2,915-58.0% | $2,756-55.6% |
| Participant deferral / active EE | $2,448 | $3,284-25.4% | $4,323-43.4% | $4,299-43.0% |
| Admin fee / account holder | $50 | $4,976-99.0% | $7,391-99.3% | $6,940-99.3% |