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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,768 | $156,398-17.7% | $147,318-12.6% | $138,895-7.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.70% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $11,046 | $4,853+127.6% | $4,593+140.5% | $4,194+163.4% |
| Participant deferral / active EE | $8,009 | $8,237-2.8% | $7,906+1.3% | $6,396+25.2% |
| Admin fee / account holder | $2,293 | $14,976-84.7% | $13,708-83.3% | $12,562-81.8% |