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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,153 | $148,582-89.8% | $135,942-88.9% | $139,456-89.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.04% | 79.26%-60.2pp | 68.28%-49.2pp | 373.45%-354.4pp |
| Employer contribution / active EE | $2,640 | $5,245-49.7% | $4,858-45.7% | $4,753-44.5% |
| Participant deferral / active EE | $5,752 | $8,101-29.0% | $7,759-25.9% | $6,711-14.3% |
| Admin fee / account holder | $4,116 | $12,402-66.8% | $10,764-61.8% | $11,407-63.9% |