Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 15 · EIN 82-4555287 | Recordkeeping | $1,390 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,319 | $61,166-53.7% | $185,849-84.8% | $79,391-64.3% |
| Participation rate | 66.1% | 66.6%-0.5pp | 81.7%-15.6pp | 70.7%-4.6pp |
| Annual return | 14.88% | 19.45%-4.6pp | 122.10%-107.2pp | 116.88%-102.0pp |
| Employer contribution / active EE | $375 | $2,321-83.8% | $5,169-92.7% | $2,428-84.6% |
| Participant deferral / active EE | $5,077 | $2,789+82.0% | $5,569-8.8% | $4,046+25.5% |
| Admin fee / account holder | $0 | $710-100.0% | $16,244-100.0% | $627-100.0% |