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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,549 | $166,089-40.7% | $164,928-40.2% | $145,978-32.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.72% | 100.26%-86.5pp | 70.08%-56.4pp | 550.52%-536.8pp |
| Employer contribution / active EE | $2,325 | $5,276-55.9% | $4,343-46.5% | $4,662-50.1% |
| Participant deferral / active EE | $15,250 | $6,961+119.1% | $6,034+152.8% | $6,690+128.0% |
| Admin fee / account holder | $539 | $16,641-96.8% | $12,684-95.8% | $13,400-96.0% |