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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,841 | $141,001-56.9% | $112,228-45.8% | $139,487-56.4% |
| Participation rate | 60.0% | 79.2%-19.2pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 21.78% | 32.75%-11.0pp | 30.23%-8.5pp | 373.84%-352.1pp |
| Employer contribution / active EE | $3,207 | $4,285-25.2% | $3,432-6.5% | $4,755-32.5% |
| Participant deferral / active EE | $9,120 | $5,877+55.2% | $4,800+90.0% | $6,713+35.9% |
| Admin fee / account holder | $0 | $9,959-100.0% | $7,752-100.0% | $11,407-100.0% |