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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,500 | $129,960-72.7% | $104,299-66.0% | $134,545-73.6% |
| Participation rate | 60.0% | 79.5%-19.5pp | 73.3%-13.3pp | 81.2%-21.2pp |
| Annual return | -20.59% | 42.06%-62.6pp | 24.62%-45.2pp | 418.37%-439.0pp |
| Employer contribution / active EE | $3,029 | $4,186-27.6% | $3,373-10.2% | $4,742-36.1% |
| Participant deferral / active EE | $6,888 | $5,589+23.2% | $4,626+48.9% | $6,401+7.6% |
| Admin fee / account holder | $0 | $9,324-100.0% | $7,339-100.0% | $11,431-100.0% |