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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,944 | $117,829-38.1% | $102,423-28.8% | $145,877-50.0% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 24.70% | 31.83%-7.1pp | 29.42%-4.7pp | 551.28%-526.6pp |
| Employer contribution / active EE | $5,649 | $3,615+56.3% | $3,023+86.9% | $4,663+21.2% |
| Participant deferral / active EE | $4,188 | $5,732-26.9% | $5,054-17.1% | $6,691-37.4% |
| Admin fee / account holder | $7,700 | $13,335-42.3% | $9,455-18.6% | $13,402-42.5% |