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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,386 | $92,219-76.8% | $76,767-72.1% | $135,380-84.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.05% | 5.46%-14.5pp | 2.43%-11.5pp | 519.81%-528.9pp |
| Employer contribution / active EE | $4,263 | $3,216+32.5% | $2,485+71.5% | $4,779-10.8% |
| Participant deferral / active EE | $8,489 | $4,508+88.3% | $3,852+120.4% | $5,609+51.3% |
| Admin fee / account holder | $846 | $10,749-92.1% | $6,675-87.3% | $10,828-92.2% |