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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,744 | $217,432-79.4% | $185,851-75.9% | $167,553-73.3% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 39.86% | 148.43%-108.6pp | 122.11%-82.2pp | 478.89%-439.0pp |
| Employer contribution / active EE | $1,323 | $5,874-77.5% | $5,168-74.4% | $4,840-72.7% |
| Participant deferral / active EE | $3,981 | $6,357-37.4% | $5,569-28.5% | $6,343-37.2% |
| Admin fee / account holder | $510 | $19,820-97.4% | $16,245-96.9% | $12,316-95.9% |