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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,833 | $202,342-86.2% | $172,753-83.9% | $152,909-81.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.51% | 1029.88%-1003.4pp | 803.00%-776.5pp | 345.46%-318.9pp |
| Employer contribution / active EE | $1,167 | $5,857-80.1% | $5,144-77.3% | $4,764-75.5% |
| Participant deferral / active EE | $10,243 | $5,948+72.2% | $5,198+97.1% | $5,851+75.0% |
| Admin fee / account holder | $1,106 | $17,112-93.5% | $13,956-92.1% | $11,601-90.5% |