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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,529 | $95,895-61.9% | $79,576-54.1% | $134,509-72.8% |
| Participation rate | 87.5% | 75.0%+12.5pp | 69.5%+18.0pp | 81.2%+6.3pp |
| Annual return | -19.93% | -2.72%-17.2pp | 0.15%-20.1pp | 418.13%-438.1pp |
| Employer contribution / active EE | $2,139 | $3,128-31.6% | $2,413-11.4% | $4,741-54.9% |
| Participant deferral / active EE | $2,139 | $4,693-54.4% | $3,985-46.3% | $6,400-66.6% |
| Admin fee / account holder | $5,978 | $9,129-34.5% | $6,834-12.5% | $11,427-47.7% |