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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,720 | $102,635-98.3% | $86,209-98.0% | $139,456-98.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 16.19% | 1923.53%-1907.3pp | 1169.05%-1152.9pp | 373.45%-357.3pp |
| Employer contribution / active EE | $721 | $3,034-76.2% | $2,381-69.7% | $4,753-84.8% |
| Participant deferral / active EE | $1,910 | $4,677-59.2% | $3,986-52.1% | $6,711-71.5% |
| Admin fee / account holder | $1,550 | $8,661-82.1% | $6,853-77.4% | $11,407-86.4% |