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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,411 | $165,361-73.7% | $149,715-71.0% | $158,950-72.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.88% | 348.24%-318.4pp | 276.66%-246.8pp | 302.91%-273.0pp |
| Employer contribution / active EE | $5,283 | $5,103+3.5% | $4,645+13.7% | $4,762+10.9% |
| Participant deferral / active EE | $12,915 | $7,182+79.8% | $6,842+88.8% | $5,983+115.9% |
| Admin fee / account holder | $1,818 | $10,808-83.2% | $9,310-80.5% | $11,248-83.8% |