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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,096 | $105,861-82.0% | $90,756-79.0% | $134,509-85.8% |
| Participation rate | 41.2% | 78.2%-37.1pp | 75.7%-34.5pp | 81.2%-40.1pp |
| Annual return | -14.22% | -10.99%-3.2pp | -12.16%-2.1pp | 418.13%-432.4pp |
| Employer contribution / active EE | $1,484 | $3,463-57.1% | $2,922-49.2% | $4,741-68.7% |
| Participant deferral / active EE | $2,418 | $5,217-53.6% | $4,565-47.0% | $6,400-62.2% |
| Admin fee / account holder | $15,532 | $13,938+11.4% | $8,445+83.9% | $11,427+35.9% |