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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,730 | $148,623-24.8% | $135,974-17.8% | $139,466-19.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.48% | 79.30%-59.8pp | 68.30%-48.8pp | 373.66%-354.2pp |
| Employer contribution / active EE | $12,626 | $5,246+140.7% | $4,859+159.9% | $4,754+165.6% |
| Participant deferral / active EE | $17,355 | $8,103+114.2% | $7,760+123.6% | $6,712+158.6% |
| Admin fee / account holder | $22,301 | $12,406+79.8% | $10,767+107.1% | $11,409+95.5% |