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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,747 | $70,486-30.8% | $100,528-51.5% | $79,852-39.0% |
| Participation rate | 88.9% | 73.6%+15.2pp | 79.4%+9.5pp | 69.6%+19.3pp |
| Annual return | 22.71% | 21.90%+0.8pp | 30.90%-8.2pp | 31.72%-9.0pp |
| Employer contribution / active EE | $4,298 | $2,165+98.6% | $3,419+25.7% | $2,471+73.9% |
| Participant deferral / active EE | $8,073 | $5,182+55.8% | $6,271+28.7% | $3,740+115.8% |
| Admin fee / account holder | $2,030 | $4,480-54.7% | $8,084-74.9% | $5,306-61.7% |