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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,562 | $157,296-68.5% | $141,191-64.9% | $152,897-67.6% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 17.45% | 64.34%-46.9pp | 71.41%-54.0pp | 345.43%-328.0pp |
| Employer contribution / active EE | $2,023 | $5,262-61.5% | $4,736-57.3% | $4,764-57.5% |
| Participant deferral / active EE | $5,881 | $7,111-17.3% | $6,710-12.4% | $5,851+0.5% |
| Admin fee / account holder | $446 | $12,125-96.3% | $10,264-95.7% | $11,599-96.2% |