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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,974 | $117,904-55.1% | $102,457-48.3% | $145,978-63.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.88% | 31.80%-23.9pp | 29.41%-21.5pp | 550.52%-542.6pp |
| Employer contribution / active EE | $2,410 | $3,613-33.3% | $3,022-20.2% | $4,662-48.3% |
| Participant deferral / active EE | $5,763 | $5,733+0.5% | $5,054+14.0% | $6,690-13.9% |
| Admin fee / account holder | $16,868 | $13,329+26.5% | $9,451+78.5% | $13,400+25.9% |