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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,039 | $148,582-67.0% | $135,942-63.9% | $139,456-64.8% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 17.16% | 79.26%-62.1pp | 68.28%-51.1pp | 373.45%-356.3pp |
| Employer contribution / active EE | $2,998 | $5,245-42.8% | $4,858-38.3% | $4,753-36.9% |
| Participant deferral / active EE | $6,835 | $8,101-15.6% | $7,759-11.9% | $6,711+1.8% |
| Admin fee / account holder | $1,605 | $12,402-87.1% | $10,764-85.1% | $11,407-85.9% |