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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,039 | $148,623-67.0% | $135,974-63.9% | $139,466-64.8% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 17.16% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $2,998 | $5,246-42.9% | $4,859-38.3% | $4,754-36.9% |
| Participant deferral / active EE | $6,835 | $8,103-15.6% | $7,760-11.9% | $6,712+1.8% |
| Admin fee / account holder | $1,605 | $12,406-87.1% | $10,767-85.1% | $11,409-85.9% |