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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,313 | $75,541-6.9% | $152,093-53.8% | $82,637-14.9% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.93% | 32.56%-14.6pp | 66.36%-48.4pp | 53.51%-35.6pp |
| Employer contribution / active EE | $7,060 | $2,622+169.2% | $4,175+69.1% | $2,552+176.6% |
| Participant deferral / active EE | $6,099 | $3,206+90.2% | $5,451+11.9% | $4,126+47.8% |
| Admin fee / account holder | $1,940 | $6,405-69.7% | $14,497-86.6% | $7,339-73.6% |