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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,399 | $95,915+2.6% | $79,580+23.6% | $134,532-26.9% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | 0.20% | -2.71%+2.9pp | 0.15%0pp | 418.27%-418.1pp |
| Employer contribution / active EE | $2,516 | $3,129-19.6% | $2,413+4.2% | $4,741-46.9% |
| Participant deferral / active EE | $10,250 | $4,693+118.4% | $3,985+157.2% | $6,401+60.1% |
| Admin fee / account holder | $565 | $9,132-93.8% | $6,835-91.7% | $11,429-95.1% |