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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,965 | $82,163-25.8% | $125,363-51.4% | $64,814-5.9% |
| Participation rate | 79.7% | 77.9%+1.9pp | 82.4%-2.6pp | 71.5%+8.3pp |
| Annual return | -9.50% | 3.49%-13.0pp | 572.15%-581.6pp | 32.84%-42.3pp |
| Employer contribution / active EE | $5,139 | $3,616+42.1% | $4,815+6.7% | $2,507+105.0% |
| Participant deferral / active EE | $10,601 | $7,175+47.8% | $7,447+42.3% | $4,310+145.9% |
| Admin fee / account holder | $5 | $163-96.7% | $10,005-99.9% | $188-97.1% |