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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,505 | $110,307-77.8% | $96,576-74.6% | $139,456-82.4% |
| Participation rate | 61.9% | 78.1%-16.2pp | 76.0%-14.1pp | 80.3%-18.4pp |
| Annual return | 34.43% | 26.40%+8.0pp | 25.87%+8.6pp | 373.45%-339.0pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $6,935 | $5,547+25.0% | $4,851+43.0% | $6,711+3.3% |
| Admin fee / account holder | $215 | $11,597-98.1% | $8,253-97.4% | $11,407-98.1% |