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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,665 | $197,637+10.1% | $177,848+22.4% | $158,982+36.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.51% | 58.77%-43.3pp | 48.33%-32.8pp | 302.99%-287.5pp |
| Employer contribution / active EE | $14,714 | $6,698+119.7% | $5,919+148.6% | $4,763+208.9% |
| Participant deferral / active EE | $17,960 | $8,405+113.7% | $7,714+132.8% | $5,983+200.2% |
| Admin fee / account holder | $310 | $15,406-98.0% | $12,431-97.5% | $11,252-97.2% |