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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,154 | $184,000-13.0% | $162,185-1.3% | $152,909+4.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 13.79% | 150.80%-137.0pp | 115.61%-101.8pp | 345.46%-331.7pp |
| Employer contribution / active EE | $20,042 | $6,370+214.6% | $5,613+257.0% | $4,764+320.7% |
| Participant deferral / active EE | $17,298 | $8,033+115.3% | $7,297+137.1% | $5,851+195.6% |
| Admin fee / account holder | $28,571 | $13,124+117.7% | $10,844+163.5% | $11,601+146.3% |