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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,728 | $202,460+44.6% | $169,385+72.8% | $139,456+109.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 13.03% | 532.07%-519.0pp | 405.82%-392.8pp | 373.45%-360.4pp |
| Employer contribution / active EE | $17,094 | $4,691+264.4% | $4,012+326.1% | $4,753+259.7% |
| Participant deferral / active EE | $20,571 | $6,938+196.5% | $6,221+230.7% | $6,711+206.5% |
| Admin fee / account holder | $2,151 | $10,719-79.9% | $9,011-76.1% | $11,407-81.1% |