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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,267 | $70,366-89.7% | $66,674-89.1% | $138,895-94.8% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 22.73% | 386.41%-363.7pp | 321.24%-298.5pp | 145.39%-122.7pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,420 | $4,374-44.7% | $4,084-40.7% | $6,396-62.2% |
| Admin fee / account holder | $847 | $5,262-83.9% | $5,098-83.4% | $12,562-93.3% |