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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,117 | $110,337-64.5% | $102,383-61.8% | $145,877-73.2% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.01% | 24.83%-11.8pp | 24.94%-11.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,094 | $4,216-74.1% | $3,870-71.7% | $4,663-76.5% |
| Participant deferral / active EE | $3,281 | $5,621-41.6% | $5,060-35.2% | $6,691-51.0% |
| Admin fee / account holder | $7,027 | $9,750-27.9% | $8,391-16.3% | $13,402-47.6% |